What is an EPC, and how is the rating calculated?
An Energy Performance Certificate rates a property's energy efficiency from A to G, and is legally required when a home is sold or let. It is widely misunderstood: it does not measure how much energy you actually use, and it is not primarily a carbon rating.
What it actually measures. An assessor records the building's physical characteristics — construction type, insulation, glazing, heating system, controls, hot water, lighting and renewables — and enters them into a standard model. The model calculates energy cost per square metre for a standardised occupancy pattern, not your behaviour. Two identical houses get identical ratings regardless of whether one is heated to 24°C constantly and the other barely at all.
Why it is a cost-based rating, and why that matters. The headline score reflects modelled running cost, which depends on assumed fuel prices. This produces the criticism that a home with an efficient heat pump can score worse than one with a gas boiler, because electricity has historically been priced several times higher than gas per unit — despite the heat pump using far less energy and producing far less carbon. The separate environmental impact rating addresses this and is largely ignored.
What assessors can and cannot see. Assessments are non-invasive and time-limited. Where insulation cannot be verified, the assessor must record a default assumption based on the building's age — which frequently understates what is actually there. This is the single most common reason for an unfairly low rating, and it is fixable.
How to improve the rating:
Provide evidence — insulation certificates, cavity wall guarantees, boiler documentation, window specifications. An assessor can only credit what is documented or visible.
The cheap wins the model rewards heavily: loft insulation to full depth, hot water cylinder insulation, low-energy lighting throughout, and heating controls including a room thermostat and radiator valves.
Why it matters practically: minimum standards apply to rented property in many jurisdictions; ratings affect mortgage products and some green finance; and buyers increasingly look at it. Certificates are typically valid for ten years.