Question

What do kerb weight, gross vehicle weight and payload mean?

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Answer

Three different figures that get used interchangeably and are not interchangeable at all — and getting them wrong is how people end up driving overloaded, which is an offence.

Kerb weight. The weight of the vehicle ready to drive but empty of people and luggage — including a full tank of fuel, all fluids, and standard equipment. Definitions vary slightly between manufacturers and standards, some including an allowance for the driver, which is why quoted figures differ.

Gross vehicle weight (GVW), also called maximum authorised mass (MAM) or gross vehicle mass. The maximum the vehicle may legally weigh when loaded — set by the manufacturer based on the chassis, suspension, brakes and tyres. This is a legal limit, not a recommendation.

Payload. GVW minus kerb weight. What you can actually put in: passengers, luggage, tools, roof box, towbar, accessories, and anything else.

Where people get caught out. Payload is frequently far smaller than assumed. Four adults and their luggage can approach or exceed it in a small car, and motorhomes are notorious — the payload after factory options can be a few hundred kilograms, before water, gas, bikes or awnings.

Optional extras reduce payload directly, since every fitted option adds to kerb weight while GVW stays fixed.

Axle limits matter too. Each axle has its own maximum, and it is possible to be within the total GVW while overloading one axle — commonly the rear, with a heavy load at the back or a high towball download.

The towing figures, which add a further layer:

Gross train weight (GTW) — the maximum for vehicle and trailer combined.

Maximum towing capacity, frequently quoted separately for braked and unbraked trailers.

Nose weight — the download the trailer applies to the towball, which has its own limit and counts toward the towing vehicle's rear axle load.

Where to find the numbers. The VIN plate, usually in the door aperture or under the bonnet, lists the limits in a standard order: gross vehicle weight, gross train weight, then individual axle limits.

Overloading is an offence, affects braking and handling, and can invalidate insurance.

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