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How does a golf handicap work?

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A handicap is a number representing a golfer's demonstrated ability, used to let players of different standards compete fairly. A better player gives strokes to a weaker one, and the result is decided on net score rather than gross.

The modern system. Since 2020 most of the world uses the World Handicap System (WHS), which unified six previously separate national systems.

Handicap Index is your portable measure of ability. Under WHS it is calculated from the average of the best 8 score differentials out of your most recent 20 rounds. It updates after each qualifying round.

A score differential adjusts your score for the difficulty of the course played, so a round at a hard course counts more favourably than the same score at an easy one. It uses two published ratings for each set of tees:

Course Rating — the score a scratch golfer would be expected to shoot.

Slope Rating — how much harder the course is for a bogey golfer relative to a scratch golfer. The neutral value is 113.

Course Handicap converts your Index into the strokes you actually receive on the specific course and tees you are playing that day. This is the number used in play, and it is why your Index and the strokes you get are different figures.

Where the strokes fall is determined by the stroke index printed on the card, ranking holes from hardest to easiest. A player receiving 12 strokes gets one on each of the 12 hardest holes.

Net Double Bogey caps the score recorded on any hole for handicap purposes, so one disastrous hole does not distort your Index.

Playing Handicap applies a further allowance depending on format — typically a percentage in fourball or stableford — to keep competition fair across formats.

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